As we noted before, the components of this deal are worth more than you pay, offering an Xbox One S for $22 a month and an Xbox One X for $35. It’s essentially a financing deal, though, with users locked into a two-year contract at a generous 0% APR.
For the Xbox One X that means a saving of $18 over the period, while you save $130 on the Xbox One S and its services. However, the deal is soured a little by the fact that most users wouldn’t usually sign up for Gold or Game Pass for two years straight.
With Xbox All Access, get an Xbox One and 100 great games with no upfront cost and one low monthly price. Now available online for a limited time (US)^ https://t.co/ObB2h3r3Vx pic.twitter.com/4JXfBz8ZK7
— Larry Hryb ☁ (@majornelson) October 25, 2018
The main draw, then, is that you won’t have to save up to get the latest console. With Red Dead Redemption 2 just releasing, it’s excellent timing from Microsoft to ensure those without a console can jump in right away.
Unfortunately, online sign up will only be possible for a limited time period, and it does come with some other caveats. You must apply for a Dell preferred account to be eligible for the deal, which is essentially the company’s line of credit service.
As long as you’re eligible, you’ll still pay 0% APR as long as you pay the sum off within 24 months. The console will then be delivered directly to you, rather than requiring collection from a Microsoft Store. If you don’t pay it off by then, you’ll be subject to rates from 19.24% to 29.99%, so it’s worth being careful.