Microsoft Wallet official screenshot product page

Microsoft Wallet and NFC Tap-To-Pay gives customers a convenient and more secure way to make payments on contactless terminals.

The app is available to Insiders running the latest Windows 10 Mobile build (14360 or higher) and is usable in over a million retail locations in the U.S. It currently works on Lumia 650, 650 Dual Sim, 950 or 950 XL: Microsoft´s new Windows 10 Mobile based phones.

The digital payment service supports MasterCard and Visa from eight major banks and credit unions. You can store as many cards as you want and can make instant payments at any store where you see the contactless payment symbol or the Microsoft Wallet logo at the point of sale.

More features of Microsoft Wallet

  • Microsoft Wallet also holds your coupons, loyalty cards and passes for stores, restaurants, health clubs, libraries, and other outlets. It provides one convenient place to store reward and membership numbers so that customers can get them scanned right from their smartphones.
  • When you tap to pay, the Wallet app sends a single-use transaction number and an encrypted security code that won’t work for any other purchase, person, or device. It makes the transaction more secure than using a physical credit or debit card.
  • Even if you’ve lost your phone, others can’t pay using your Microsoft Wallet. Card numbers aren’t stored on the app, and it also requires your device PIN for making payments.

As of now, Microsoft has not announced when its Wallet app will be generally available, but it wouldn’t be surprising if you see it arrive alongside Windows 10’s Anniversary Update this summer.

You can check the complete list of banks and credit unions supporting Microsoft Wallet and other features on